New Castle News

Money: Dave Ramsey

June 15, 2012

Dave Ramsey-Your Money: Should college students work their way through school?

(Continued)

NEW CASTLE — Dear Cameron: So, you’re looking at moving to California with $2,500 in your pocket, a car payment, and no job waiting. This is a disaster waiting to happen, my friend. Don’t get me wrong. I want you to live your dream, but I don’t want it turning into a nightmare. There’s no way I’d take a car payment to California. And you’re going to need a lot more than just $2,500, unless you have a job lined up. Even if there’s work waiting for you, $2,500 will disappear in about 20 minutes in Los Angeles. Slow down and take your time. Plan a trip to the coast and figure out what your living arrangements and expenses are going to look like first. Then, line up a job that will pay you enough to cover your expenses. In the meantime, save up enough money to fix your car, or if it’s in really rough shape, to buy a good, used one. Once all this is done, then you make the move — without a car payment. Moving when you’re broke with no job prospects and a car payment hanging around your neck is a recipe for disaster! — Dave

(Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.)

 

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