New Castle News

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November 9, 2012

Dave Ramsey: Not ready to combine finances

(Continued)

NEW CASTLE — Dear Dave: I graduated from college in May with $20,000 in student loans and have been working an hourly job on my dad’s farm until something opens up in my area. My sister is getting married soon in Mexico, and it would cost me about $2,000 to attend. Do you think I should go? — Phil

Dear Phil: I understand about family, and I think you should be at your sister’s wedding. But on the other hand, it’s a little ridiculous to expect an hourly wage farm worker to travel to Mexico for a destination wedding. The first thing I’d do is shop around for lower airfare. Financially speaking, that’s going to be a big chunk of this, and I’m pretty sure you can find cheaper prices. It wouldn’t hurt to ask mom and dad for a little help, either. They may even be willing to foot the bill. You’ve got a bunch of debt and not a lot of income right now. On top of it all, you’ve had this trip dropped in your lap. But start out by telling your dad that you’re willing to try and pay for this, and ask him, too, if there’s any way you can make some extra money at your job. A family should be together to celebrate an occasion like this, and I bet he’ll be willing to help you out! — Dave

(Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.)

 

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